APPLY

GET A DESICION

LOAN ACCEPTANCE

RECEIVING FUNDANCE

REPAYMENT

Submit your application with all required information.

Your details will go through an underwriting process, which helps determine your eligibility and loan terms.

Once approved, you’ll receive loan details such as amount, rate, due dates, and any other necessary information.

After accepting the terms and completing your Loan Agreement, funding is typically processed by the next business day.

Payments are made according to the terms outlined in your Loan Agreement.

How Does the Loan Process Work?

Requirements for a Payday Loans

To get started, you’ll need:

• To be a Florida resident.

• To be 18 years and older.

• To have a valid checking account.

• To have a valid government-issued photo ID.

Our GREAT

PayDay Loan Terms

• The maximum loan amount available to residents of Florida is $500.

• The minimum loan term for a 10 PayDay LLC online loan is 7 days, and the maximum loan term is 31 days.

• Only one payday loan is permitted at a time with 10 PayDay LLC.

• A mandatory 24-hour cooling-off period is required between loans.

Payday Loans

Governing Law

This Loan Agreement shall be governed by and construed in accordance with the laws of the State of Florida. For any questions or complaints, please contact the Florida Office of Financial Regulation at https://flofr.gov/home. We are licensed by the State of Florida under license number FT340001364. You can verify our license by clicking here.

What Do I Need Before I Apply?

• Full Name.

• Home Address.

• Valid and active email.

• Valid phone number.

• Employment Information:

  • Income.

  • Employer details.

• Valid U.S. government-issued photo ID or driver’s license.

• Proof of routing and account number from an open, active checking account (must be active for at least 30 days).

• Social Security Number documentation.

Can I Get a Loan with Bad or No Credit?

Credit is a factor in the underwriting process, but we cannot guarantee that bad or no credit will affect your approval. Submit your application for a full review and credit decision.

Late Payment & Consequences

If we are unable to withdraw funds from your checking account, your payment may be sent to collections, and additional fees may apply, including returned check fees or late payment charges. Interest will continue to accrue on any missed payment until it is resolved.

Will Opening a Loan Affect My Credit Score?

We are unable to advise how your loan application might impact your credit score.

What is the expected timeline for the funding process?

Typically funded by the next business day after accepting the loan terms.

Can I Get a Payday Loan on Social Security or Disability?

Yes, 10 PayDay accepts Social Security and disability payments as a valid source of income for payday loans. Simply report this income during your application process. You will need to submit your award letter.

Frequently Asked Questions

FIND US:

Address

4812 W. Commercial Blvd, Tamarc, Fl 33319

Phone number

1-888-422-3310

Hours

9:00am - 5:00pm

Get in touch